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Consolidated Balance Sheet, IFRS
                 
                   
EURm Note 12/2010 12/2009
Assets                  
Property, plant and equipment             29 34
Investment property             122 124
Intangible assets             742 688
Investments in associates             5,699 5,172
Financial assets   17,508 15,479
Investments related to unit-linked insurance contracts           3,127 2,366
Tax assets             68 81
Reinsurers' share of insurance liabilities             514 481
Other assets             1,515 1,439
Cash and cash equivalents           527 771
Total assets               29,851 26,635
                   
                   
Liabilities                  
Liabilities for insurance and investment contracts             13,749 13,014
Liabilities for unit-linked insurance and investment contracts             3,124 2,359
Financial liabilities       2,187 2,098
Tax liabilities             640 500
Provisions             36 35
Employee benefits             105 104
Other liabilities             1,124 912
Total liabilities               20,965 19,022
                   
Equity                
Share capital               98 98
Reserves               1,530 1,530
Retained earnings               6,459 5,889
Other components of equity               799 96
Equity attributable to owners of the parent               8,886 7,613
                     
Non-controlling interests               0 0
Total equity               8,886 7,613
                   
Total equity and liabilities               29,851 26,635
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