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Consolidated Comprehensive Income Statement, IFRS  
                 
                     
EURm Note 1-12/2010 1-12/2009
Insurance premiums written           5,096 4,479
Net income from investments         1,183 1,155
Other operating income               26 20
Claims incurred           -3,533 -3,105
Change in liabilities for insurance and investment contracts             -769 -633
Staff costs             -527 -510
Other operating expenses           -547 -495
Finance costs             -131 -87
Share of associates' profit/loss             523 1
Profit before taxes               1,320 825
                   
Taxes           -217 -184
                   
Profit for the period               1,104 641
                   
Other comprehensive income for the period              
Exchange differences               214 123
Available-for-sale financial assets               605 2,989
Cash flow hedges               -9 -3
Share of associate's other comprehensive income               48 -
Income tax relating to components of other comprehensive income               -156 -326
Other comprehensive income for the period, net of tax               703 2,782
Total comprehensive income for the year               1,807 3,423
                   
Profit attributable to                  
  Owners of the parent               1,104 641
  Non-controlling interests               0 0
                   
Total comprehensive income attributable to                  
  Owners of the parent               1,807 3,423
  Non-controlling interests               0 0
                   
Earnings per share (eur)             1.97 1.14
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