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Notes to the Accounts

5 Staff Costs
               
P&C insurance        
               
EURm         2010 2009
Staff costs            
  Wages and salaries         -340 -330
  Cash-settled share-based payments         -9 -4
  Pension costs            
  - defined contribution plans         -41 -49
  - defined benefit plans (Note 31)         -22 -26
  Other social security costs         -68 -62
P&C insurance, total         -479 -470
               
Life insurance            
               
EURm         2010 2009
Staff costs            
  Wages and salaries         -27 -23
  Cash-settled share-based payments         -2 -1
  Pension costs - defined contribution plans         -4 -3
  Other social security costs         -3 -2
Life insurance, total         -35 -29
               
Holding            
               
EURm         2010 2009
Staff costs            
  Wages and salaries         -7 -7
  Cash-settled share-based payments         -4 -1
  Pension costs - defined contribution plans         -1 -2
  Other social security costs         -1 -1
Holding, total         -13 -11
             
Group, total         -527 -510
               
More information on share-based payments in note 37 Incentive schemes.
               
               
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